Who we are

GreenFlow Financial is an Award-Winning Mortgage Brokerage Firm Based in Toronto and Ottawa.

About us

We provide mortgage solutions that are tailored to suit the needs of our clients.

Our offerings include diverse options through over 50+ Banks, Monoline Lenders, Credit Unions, Trust Companies, and Private Investors.

We understand the unique financial needs of our borrowers and offer solutions most of the time even on challenging deals. We offer competitive rates and an extensive selection of mortgage products.

Let's work together
Reason to choose us

Holistic approach

We use a filtering process and screen the borrowers through:

  • Bank options
  • Alternative Lender options
  • Private Lender options

Our presentation entails different mortgage options that offer highest to lowest purchasing power, best monthly payment, and prepayment structure. Such an approach provides both the borrowers and the realtors with a clear map around the property search effort.

Let's work together
Reasons to choose us

Rapid screening process

Our screening process is thorough and takes up to two (2) business days. We reduce the time you wait and eliminate the need to reschedule property viewings.

We collect and review all the required documentation (i.e. income & down payment documents, etc) at the start of the process. We even order appraisals during the Condition of Financing days (if needed) and make sure that all Lender conditions are satisfied early.

We ensure potential roadblocks are resolved well before closing so the financing is not impacted last minute.

Reason to choose us

Team approach

All clients will be supported by a tight knit team and have multiple support points. Our team provides services in several languages, if you or your clients would prefer to work in a language other than English.

Reason to choose us

Satisfying perks

Depending on the transaction, we strive to obtain all the perks that our borrowers could potentially have. These perks could include additional services, discounts and rebates.

We can help you secure the funding you need!

We understand the unique financial needs of our borrowers and offer solutions, even on challenging deals.

Meet the team

Our team

Our team is recognized and respected within the industry.

CEO

Reza Ghazi

Director of operations

Anne Goodman-Cuttler

Director of business development - ottawa region

Fouad Tfaili

Business development Manager

Nuno Barbuso

Operations Manager/BDM - Ottawa Region

Bilal El Toufaili

Advisory Board

Howard Meier

Barclay Morton

Articles

Our latest articles on business finance

February 29, 2024

Managing Mortgage Renewals Amid High Interest Rates In Canada

In 2023, the Canadian economy experienced significant changes in two key economic parameters: inflation and interest rates. On an annual average basis, the consumer price index, which measures inflation rates, increased by 3.9%. The CPI started its upward trajectory during the pandemic, with 2022 experiencing a 40-year high inflation increase of 6.8%. These factors will likely have […]

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November 14, 2023

Why Mortgage Relief Is Looking Unlikely For Canadians In The Short Term

The Bank of Canada held the overnight lending rate at 5% at its October 25 meeting. Previously, the policy rate increased from 4.25% to 4.5% in January and was held at this rate until the decisions to increase the rate by 25 basis points consecutively in June and July. Meanwhile, inflation increases have ebbed and flowed recently. […]

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August 15, 2023

The Impact Of Interest Rate Increases On The Mortgage Market

The mortgage market is highly driven by movements in interest rates. Higher interest rates increase the cost of financing across all different segments of the real estate market. For many individuals and businesses, an increase in interest rates is significantly impacting affordability and investments in the market. Homeowners locked into fixed mortgage rates are temporarily […]

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What's new?

We believe knowledge is power

We firmly believe that knowledge is power when it comes to managing your finances. That's why we are committed to empowering our clients with the information they need to make informed decisions.

Upcoming webinars

Unlock financial wisdom with our engaging and informative webinars.

Do you want to know the estimated value of your residential property?

Why Choose Us?

Our Process

We understand that selecting a mortgage broker is a critical decision. That's why our proven process sets us apart. We begin by thoroughly analyzing your financial situation, goals, and aspirations. Our team of experienced consultants then crafts tailored strategies that align with your unique needs.

Step 1

Complete Application and Gather Documentation

Step 2

Application Submitted to Lender

Step 3

Appraisal Ordered

Step 4

Conditional Lender Approval Received

Step 5

Lender's Conditions are Satisfied

Step 6

Congratulations, Your Mortgage has Closed!

Our Client Testimonials

Real People. Real Results.

5.0
Based on 68 reviews
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Behrooz RajabifarBehrooz Rajabifar
03:46 06 Feb 24
Very professional, friendly and helpful. Both the front and the back end teams work with the kind care to ensure the client's needs are met nicely... and all of their questions answered. Also very smooth closings. As a Realtor it's been a pleasure working with Reza and his team. Highly recommended :)read more
Kambiz FrounchiKambiz Frounchi
03:00 16 Aug 23
We can’t say enough good things about Greenflow Financial. My wife and I contacted Greenflow Financial recently to set up a mortgage for an... investment property and they were nothing short of amazing. Reza and Anne were responsive, knowledgeable and diligent throughout the entire process. We worked closely with Anne and she was very professional and dedicated in getting us across the finish line with our mortgage. We would not hesitate to work with them again!read more
Mitra TahmasebiMitra Tahmasebi
17:18 15 Aug 23
Hi,they are very honest and adherent to promiss ,answering your questions anytime.-Very Knowledgeable-good working teamThank you
mohd ashiqmohd ashiq
11:32 11 Jul 23
Helpful, knowledgeable, respectful, resourceful and most importantly gets the job done !!
Kayvan PezeshkiKayvan Pezeshki
02:45 29 Mar 23
Excellent service professional staff.
vahid jamshidivahid jamshidi
17:50 14 Feb 23
At a time when I had no hope of getting a loan, I was able to get this loan to buy an apartment for investment.
Soheil KhojastehSoheil Khojasteh
13:59 29 Jan 23
GreenFlow Financial was very helpful throughout our entire renewal process. They were transparent with everything, and patient with me and my wife's... busy schedules. They were also able to offer us the best rates out of anyone else we consulted. Highly recommend them.read more
Bahare PahlavanBahare Pahlavan
00:58 29 Oct 21
I highly recommend working with Green Flow Financial Services. They are extremely proficient and the costumer service is top notch. They were helpful... every step of the way and made sure the process was smooth. Reza Ghazi has great work ethics and is exceptionally professional. Anne is very organized and respectful. They were very persistent and patient and helped us get the best results. Thank you for your help!read more
Sarah ShojaiSarah Shojai
21:21 10 Sep 20
GreenFlow team's support was one of best experiences we had during the process of buying our new house and getting the best rate Mortgage we even... couldn't think of. Working with Anne and Reza made us super confident despite all the difficulties of our situation. Super organized, offering so many options and very reliable team. I highly recommend this great team. Thank you again Reza and Anne for making this stressful process a wonderful experience for us.read more
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We are ready to assist you in reaching your financial target.

GreenFlow Financial is an award-winning mortgage brokerage firm based in Toronto and Ottawa.

Brokerage Lic. #: 12402

1200 Bay Street, Suite 202
25 Sheppard Ave W, Suite 300

1 (800) 712-8520 X 100

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