Our Latest Articles on Mortgage Trends, Business and Finance

There are many opposing views on how the recently imposed rules will impact the Canadian Real Estate Market and related activities. Some believe that it would lead to a major price correction and others believe that could happen in smaller markets but not Toronto or Vancouver. The policy modification that has drummed up most conversations […]

Hello everyone, I was going through my emails and found this question from a prospect in December 2014. I answered with a view that I still believe exists to some extent in the residential Canadian Real Estate market today (not the overall market as some indicators have changed). Without further due, I invite you to […]

Financing is one of the most important components for all construction projects. Due to its significant importance, financing shall always be looked into prior to commencement of the project. There are times that builders start the project with their own limited funds. The below list explains why this is an absolute recipe for disaster. 1. […]

Reality: Actually, it is often the clients who make the mistake of going to multiple lenders in an attempt to negotiate for the best rate. Not only this action is time consuming but also every time there is an inquiry on the credit report, it causes the credit rating to drop. A drop in the […]

Reality: Although, many borrowers with solid income and good credit will get approved at the bank and look no further, it does not merely indicate that they have received the best approval rates and terms they qualify for. In the case of self-employed individuals, even if they have a solid credit rating, approvals cannot be […]

There is still confusion about what we mortgage brokers actually do and how our services differ from the banks. I‘ve also heard numerous times, misconceptions about our practices and what we can offer. I would like to take this opportunity to omit any myths about my profession and inform on the benefits you will gain […]